Direct Merchant Mode

Payment Gateway & "Bring Your Own Stripe" (BYOS)

Connect your merchant Stripe account for 100% direct guest payouts with zero platform escrow custody.

Zero Custody of Funds (Pure Software SaaS)No Escrow Regulations

StayStrata never touches, routes, or holds customer funds. 100% of guest direct payments, credit card deposits, and mid-term rent flow directly into your own Stripe account. You are the sole Merchant of Record (MoR), protecting you from broker escrow audit laws, 1099-K platform reporting burdens, and third-party chargeback freezes.

Gateway Environment

Switch between sandbox testing and live credit card processing.

Test Mode Active: Direct booking checkout on /book/[slug] will use test credentials. No real cards will be charged (use 4242 4242 4242 4242).SANDBOX

Merchant Business Identity

This information identifies your business on guest receipts and credit card billing statements.

Merchant Business Legal Name *The legal LLC or entity name on your Stripe account.

Credit Card Statement Descriptor *Max 22 characters. Appears on guest credit card bank statements to prevent disputes.

Direct Payout Transfer Schedule:Daily rolling (2 business days direct to Chase Business Checking •••• 4892)

Stripe API Credentials (TEST Mode)

Get Keys from Stripe Dashboard

Paste your restricted or secret keys below. Keys are stored locally in your browser session.

Test Publishable Key (pk_test_...)

Test Secret or Restricted Key (sk_test_... or rk_test_...)

Test Webhook Signing Secret (whsec_...)

Stripe Webhook Listener URL

In your Stripe Dashboard → Developers → Webhooks, add this URL to receive instant notifications when guests complete payment.

Connection Health & Direct Payout Test

Run an end-to-end simulated ping to verify API key validity, payout routing, and webhook receipt.

Click "Test Connection & Webhooks" to verify that payments route directly to your business checking account with zero escrow liability.